Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Understanding Waivers Of Premium
Posted: October 22, 2019
Understanding Waivers Of PremiumIf you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...
Do I Need More Homeowners Coverage After Renovating?
Posted: October 16, 2019
Do I Need More Homeowners Coverage After Renovating?Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...
Will Quitting Smoking Lower My Life Insurance Premiums?
Posted: October 7, 2019
Will Quitting Smoking Lower My Life Insurance Premiums?There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save money not only on the cost of cigarettes and healthcare, but on life insurance premiums as well. If you are ready to quit, talk to our friendly agent about how and when it will get you better life insurance rates....
How To Keep Your New Car's Value As Long As Possible
Posted: October 1, 2019
How To Keep Your New Car's Value As Long As PossibleBuying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...
How Many Life Insurance Policies Do I Need?
Posted: September 22, 2019
How Many Life Insurance Policies Do I Need?Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with them. Life insurance is part of the financial picture for a good portion of our lives. It may increase as our responsibilities increase and decrease as we accumulate more assets. There may be times when it suits a person’s needs...